£18,000 After Tax (UK 2025)
Here’s a full breakdown of a £18,000 salary after income tax and National Insurance for the 2025/26 tax year:
| £18,000 Tax Breakdown | Yearly | Monthly | Weekly |
|---|---|---|---|
| Gross Income | £18,000 | £1,500 | £346 |
| Tax Free Income | £12,570 | £1,048 | £242 |
| Taxable Income | £5,430 | £452 | £104 |
| Income Tax | £1,086 | £90 | £21 |
| National Insurance Contributions | £434 | £36 | £8 |
| Total Deductions From Income | £1,520 | £127 | £29 |
| Net Income | £16,480 | £1,373 | £317 |
| Employers NIC | £1,950 | £162 | £38 |
| Compared To Last Year (2024) | +£0 (£16,480) | +£0 (£1,373) | +£0 (£317) |
How Much After Tax?
How much is £18,000 After Tax in the UK
If you’re earning a gross annual income of £18,000 in the UK, it’s important to understand how much you’ll take home after tax and deductions. Let’s break it down to see what £18,000 after tax really means in 2025.
For the 2024/2025 tax year, the Personal Allowance in the UK remains at £12,570, which means this portion of your income is tax-free. From your £18,000 gross income, only £5,430 is taxable.
Based on this, your Income Tax liability amounts to approximately £1,086 annually, which translates to around £90 monthly or £21 per week. In addition to this, you’ll pay National Insurance Contributions (NIC) of about £434 per year, or £36 monthly/£8 weekly.
So, your total deductions from income come to around £1,520 per year, leaving you with a net income (take-home pay) of £16,480 per year, or £1,373 per month, and roughly £317 per week.
It’s also worth noting that your employer will pay £1,950 in Employer National Insurance Contributions on top of your salary. Compared to last year’s tax structure (2024), there has been no change in take-home pay for an income of £18,000.
In conclusion, earning £18000 after tax in the UK means you’ll take home around £1,373 per month and £317 per week after income tax and National Insurance are deducted.
✅ FAQs for £18000 After Tax in the UK
1. How much is £18000 after tax in the UK?
If you earn £18,000 a year in the UK, your estimated take-home pay after tax and National Insurance will be around £16,480 annually, £1,373 monthly, or £317 weekly.
2. Do I pay income tax on £18000 salary?
Yes, you pay tax only on the portion of your income above the Personal Allowance of £12,570. So from your £18,000 salary, £5,430 is taxable, leading to approximately £1,086 in income tax annually.
3. How much National Insurance do I pay on £18000?
For a £18,000 annual income, you’ll pay around £434 per year in National Insurance, which is about £36 per month or £8 per week.
